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Secure. Quick. Low rates.

Online Payment Gateway Software

Our payment gateway, NTPnow, has processed millions of dollars of transactions over the last 13 years, for hundreds of our clients. Today, it has come to characterize interNet Transaction Processing for scores of merchants. The simple reason is its surpassing the 3-level litmus test for a high-quality Payment Gateway, as per needs cited by our long-term clients.

Secure & Zero-risk transactions   Online Payment Gateway

Quick & Efficient fund settlements   Online Payment Gateway Software

Low & Flexible rates  Internet Merchant Account

Other Exclusive benefits:  Online Payment Gateway

Ideal For:

  • retail merchants who use their PC as a virtual terminal with a card reader,
  • an ecommerce merchant with a custom or off-the-shelf online shopping cart,
  • a point of sale system user,
  • an online donation platform,
  • non-profit organizations

Online Payment Gateway Software

Manual Payments. Simpler. Efficent.

NTPnow provides a secure channel, through its Virtual Terminal, to manually process Credit cards & eChecks. The Virtual terminal is a secure website which can be accessed from any computer with an Internet connection and Web browser - without any need to download or install any software.

Payment transactions get immediately submitted for authorization and processing every day.

  • It is one of the best solutions for merchants to manually enter credit card and electronic check transactions for their mail order/telephone order (MOTO) sales.
  • Simply log-in to our Payment Gateway site and enter your customer's information. Most Authorizations take less than 5 seconds.
  • Separate forms for consumer cards and business cards to minimize non-qualified surcharges
  • Credit & Void transactions easily by using our advanced searching capability. Then clicking one button to issue the credit or void.
  • The Virtual Terminal interface also provides option for Batch Upload (to submit multiple transactions in a single file) to upload credit card and eCheck transaction data from enterprise applications or other file-based systems.
  • Daily batch notification sent by email so you get your sales for the day all sent to an email address that you choose.

Quick Add-on Feature view of Virtual terminal

  • Manage Transactions online - Submit, review, or void your transactions online. Manually enter payments or issue refunds with the Virtual Terminal interface, Generate and download reports on settled, declined, and returned transactions.
  • Manage Your Account online - Set the way your transactions are handled, including security settings and transaction responses.
  • Review Online Activities - Keep track of your online transaction history based on your own criteria. View your NTPnow billing statement and payment history.

Ideal For:

  • retail merchants who use their PC as a virtual terminal with a card reader,
  • a point of sale system user,

Free with NTPnow.

Accept Payments at Least possible cost. Rates from just 1%.

Accepting & Processing electronic checks is one of the most cost-effective ways of payment transactions. In addition, eChecks enable merchants to expand their payment options for new & existing customers, thereby increasing sales & customers.

Using eChecks, merchants can accept and process payments from their customers and corporate bank accounts directly from their Web site or through NTPnow Virtual Terminal.

  • Low Fees - Lower rates than credit cards or PayPal.
  • Efficient transactions - eChecks eliminate the cost and inconvenience of manually processing paper checks and waiting for checks in the mail.
  • Ready-to-use Integrated Solution - No cost/effort required for third-party integration for merchants already using NTPnow. We have already integrated with ACH for eCheck processing.
  • Comprehensive Reporting - Get a full-view of all your eChecks and credit card payment transactions.
  • Security - NTPnow uses the industry-leading 128-bit Secure Socket Layer (SSL) technology for secure Internet Protocol (IP) transactions

eCheck Pricing

eCheck ACH Set-up fee
eCheck - Discount Rate
eCheck - Transaction Fee
ACH Interface - Monthly Fee
ACH Reject Fee
Fee applied to your billing if credit card transactions cannot be credited or merchant fees debited from your bank account via Automated Clearing House (ACH). This usually occurs if your merchant account has invalid ABA/DDA account numbers, insufficient funds or if the account is closed.

Thank you so much for your interest in our services, particularly this area.
We offer this service as an integral part of our service portfolio.

If you are looking for detailed information, feel free to email us, Chat online with us or
call us toll-free.

We will be updating the details of our latest offering for this area very soon.